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Compulsory Third Party – Disc Bulge Payout

Personal injury claim case study – client rear-ended by truck suffered lumbar disc bulge, lumbar strain, and psychiatric injury. Denning Insurance Law obtained medical evidence and family statements to secure early settlement.
Type of Claim: Compulsory third party
Type of Injury: Lumbar disc bulge and whiplash
Settlement: Six figure payout
Timeline: 18 months
Overview

Carly came to us about making a CTP claim after she was rear ended by a truck. As a result of the accident she suffered a lumbar disc bulge, lumbar strain and a psychiatric injury. Carly was unable to return to her pre-injury employment and sought out different roles to suit her injuries.

Our Approach

We started a claim against the CTP insurer of the vehicle at-fault and liability was admitted within 5 months.

We obtained:

  • records from all of Carly’s treating health care providers
  • expert medical evidence from 3 types of specialists
  • statements from family members about the impact of the injuries

We put forward an offer of settlement to the insurer immediately after arranging for medicolegal evidence and progressed the matter to a settlement conference, less than 2 months later.

Outcome

Within 18 months of Carly starting her claim, we achieved a six figure settlement, without the need for litigation.  The total payout was more than 5 times Carly’s pre-accident income.

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