Insurance Recovery Claim Lawyers
Experts in Defending Recovery Claims by Insurers
Who we can help
We can provide expert legal advice to those who are working through disputes with insurers, including the following circumstances:
Recovery claims by statutory insurers
If you did not have workers’ compensation or compulsory third party insurance, you may be pursued for recovery of compensation paid to someone who is injured.
We act for businesses and individuals who are faced with recovery claims. Our experienced recovery lawyers help clients understand their options, assess their risk and negotiate the best outcome, at the earliest possible stage.
Third-party Liability Insurance Disputes
This includes defence against:
- Motor vehicle claims
- Compulsory third party
- Workers Compensation
- Public liability
- Marine claims
- Property/ structural damage claims
- Property claims
Third party claims in contract
If you entered into an agreement with a person or business to “indemnify” them or to take out insurance and someone is injured, you may be faced with a recovery claim which is based in contract. These claims frequently arise against employers and respondents in workers’ compensation and public liability claims. Denning Insurance Law are experts in defending these claims in contract.
Our Expertise
Denning Insurance Law lawyers are experts at advising on and defending against insurance recovery claims. We start by giving you clear advice on your potential to successfully defend against claims by an insurer against you, whether arising from a car accident, a workplace incident or another problem entirely. And we can help you advance your defence against even the largest opponents.
Experienced From Both Sides
We understand how to help because we’ve been on both sides. Our extensive expertise comes from working in-house at one of Australia’s largest government-owned insurers, as well as spending years helping businesses and individuals defend these claims themselves.
We understand the strategies and tactics used from both sides and can help you understand how to defend against them.
Experienced Across a Wide Array of Industries
Our insurance claim lawyers have also worked across a wide array of industries and matters, including motor vehicle, workplace and public liability claims. Because of this, we have the skills and expertise to apply a strategic analysis to the issues involved to ensure we are giving you the strongest recommendations for your defence.
Our Legal Process
At Denning Insurance Law, we recognise that no two clients are the same, and no two insurance claims are the same. Our process and approach are tailored to you, but are designed around the following three stages:
1. Initial 30-minute consultation.
Once you contact us, one of our team members will promptly get in touch to discuss your matter. Our initial consultation will take approximately 30 minutes and give you and us both an opportunity to talk through the issues and ask any questions. You can choose to conduct this in person or over the phone.
2. Roadmap + Cost Agreement Disclosure
We will create a roadmap of your matter, laying out the personalised, tailored approach and strategies we’ll take to managing and settling your claim, including a timeline wherever possible. As a part of this, you’ll receive a full cost breakdown, providing you with confidence and security as to overall costs and expenses.
3. Representation
At this stage, we will obtain documentation from you that authorises us to act on your behalf, gather important evidence and speak to the related parties. Once we have that authorisation, our representation of you will begin. We will manage your matter from that point on, relieving you of the headache and heartache of dealing with the stressors of your claims on a day-to-day basis.
Top Tier Experience
Our experience working in top-tier firms and within large insurance companies means we’re not afraid to take on the big guys. We understand the industry, and we understand the law. And we put those together to help you to stand up against insurers.
Why Choose Denning Insurance Law
Speak With an Insurance Recovery Claims Lawyer Today
Getting early advice and intervention can help you achieve the best possible outcome without long-term costs and lengthy struggles. Acting as soon as you receive a letter of demand, or even before, will help to protect you and your family against costly legal action.
Frequently Asked Questions?
Can an insurer sue me to recover damages?
If you were at fault, or if you violated the terms of your policy, yes – it’s possible for your insurer to sue you to recover damages.
What is a letter of demand?
A letter of demand (or a demand letter) is a formal document requesting a specific action from another party, often as a final step before legal action. It’s usually requesting that money be paid (and by a certain date) to avoid a court case. In the case of insurance recovery claims where your insurance company deems you to be at fault, this would be a letter from them to you, requesting that you cover the damages.
What should I do if I receive a letter of demand?
If you receive a letter of demand, your first step should be to contact an insurance claim lawyer, who can help you assess and respond in the way that’s most appropriate to your case.
What is a Contribution Notice?
A Contribution Notice is a letter that is sent in workers’ compensation or public liability claims to parties who may be liable to contribute towards the claim. A Contribution Notice must be responded to within time under the legislation.
What should I do if I receive a Contribution Notice?
If you receive a Contribution Notice, you should contact your insurer and if necessary, seek legal advice. Generally speaking, a response to the Contribution Notice must be sent within 20 business days.
How much will I need to pay for legal representation in an insurance dispute?
We provide full transparency in our pricing, with costs calculated according to our cost agreement; however, legal costs are often relatively low compared to the risks faced by our clients in recovery claims..
Will my insurance cover a recovery claim against me?
Provided the incident in question is covered by your existing policy, and you haven’t breached the terms of that policy, your insurer may be able to cover a recovery claim against you.